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Blackjack(Spanish 21)

Blackjack (Spanish 21) rules

Spanish 21 is blackjack with a 48-card deck: the tens are removed. With fewer 10-point cards, the player gets favorable rules and bonuses in return.

Updated:2026-10-01

This page covers only how Spanish 21 differs from the base rules (Standard). For the shared rules, see Blackjack rules.

  • It is played with a 48-card deck with the tens removed. A player 21 beats a dealer 21, and some hands, such as a 21 made with many cards, earn bonuses.
  • The published house edge is about 0.37–0.40% (6 decks, S17).
  • Four tens are taken out of each deck. J, Q and K stay and count 10
  • A player 21 beats a dealer 21. Blackjack beats a dealer blackjack (3 to 2)
  • Double on any number of cards (3 or more too) and after splits
  • After a double below 21 you may rescue: take back the double and lose the original bet
  • Split up to 4 hands, aces included. Split aces can hit and double
  • Surrender is allowed (after the dealer checks for blackjack)

Bonuses (not paid on doubled hands):

Hand Pays
21 with 5 cards 3 to 2
21 with 6 cards 2 to 1
21 with 7 or more cards 3 to 1
6-7-8 or 7-7-7, mixed suits 3 to 2
6-7-8 or 7-7-7, same suit 2 to 1
6-7-8 or 7-7-7, spades 3 to 1

Example: bet 10 on 2 3 against a dealer 9. Draw 4, 5 and 7 for a 5-card 21: +15 (3 to 2).

Example: bet 10 on 7 4 (11) against a dealer Q. Double, draw a 4 for 15 (20 in total). Standing averages −10.8; rescue costs −10.

The big bonus for a suited 7-7-7 against a dealer 7 (Super Bonus) is not included (it moves the house edge by about 0.03%). H17 tables are much worse at 0.78%.

See the full rules in the app

Rules and strategy are free to view.

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Sources

  • Wizard of Odds, “Spanish 21”, and Katarina Walker’s figures (via Wikipedia) (Spanish 21 rules, bonuses, house edge, rescue play, Match the Dealer)

Rule variants

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This is not betting advice

This guide is for learning. It does not guarantee results in real-money gambling.