For the rules shared with standard baccarat (how a hand goes, third-card rules), see Baccarat rules.
- EZ Baccarat: Banker wins pay no commission, but a Banker win with a three-card 7 is a push (the Banker bet is returned).
- No Commission: Banker wins pay no commission, but a Banker win with a 6 pays only half (0.5 to 1).
They differ in how commission is taken and in what a Banker win with certain hands does.
| Rules | Banker win | Banker house edge |
|---|---|---|
| Standard | Pays 0.95 (5% commission) | 1.06% |
| EZ Baccarat | Pays 1 (no commission). A win with a three-card 7 is a push | 1.02% |
| No Commission | Pays 1 (no commission). A win with a 6 pays half | 1.46% |
Side bets by rule set.
| Side bet | Pays | House edge |
|---|---|---|
| Dragon 7 (EZ: Banker wins with a three-card 7) | 40 to 1 | 7.61% |
| Panda 8 (EZ: Player wins with a three-card 8) | 25 to 1 | 10.19% |
| Super 6 (No Commission: Banker wins with a 6) | 12 to 1 | 29.98% |
On Standard and EZ the cheapest bet is Banker. On No Commission, Player (1.24%) costs less than Banker (1.46%).